THEN USE: City Bank-Farmers Trustheadquarters VIBE: Outdated and bleak
NOW USE: Hip living, office, and retail space VIBE: Chic and lively
LIVING LARGE: Residents of 20 Exchange Place are treated to 11-foot ceilings and oversized windows that showcase the New York skyline. Kitchens feature stainless steel appliances, granite countertops, and custom-designed European cabinets.