William Ross

With many banks remaining conservative and the FHA suffering from huge bottlenecks, some life insurance companies are now unveiling their construction-to-perm programs to meet developer demand and capture some long-term business. More

As the yield on the benchmark 10-year Treasury continues to stay low—and as the Federal Reserve ends its QE-2 program—the ability to lock a rate as soon as possible has become a huge competitive advantage for life insurance companies. More

The GSEs are beginning to hear footsteps at their back as insurance companies re-engage the market with higher leverage levels and improved pricing. More